Better business loans
A business loan is not just a financial tool, it’s an investment in the future of your business. Whether you’re looking to expand your operations, purchase new equipment, or invest in marketing, we’re here to help you achieve your goals.
With our business loan you’ll have the power to turn your business’s dreams into reality. Our loan process is designed to be easy and streamlined, with competitive interest rates, flexible repayment schedules and no monthly fees. Plus, you’ll have the support of our local business banking team in helping you succeed.
No fee
We’ve canned monthly and ongoing fees to keep more money in your business.
Flexible repayments
We make repayments work for you with flexible terms and interest-only options.
Variable or fixed
We’ll give you the choice of fixed or variable interest rates depending on what suits you.
Manage your cash flow with overdrafts
An overdraft can be a great tool for managing cash flow. It allows you access to additional funds when you need them, providing a safety net for unexpected expenses or short-term cash flow shortages. Our overdrafts are flexible and easy to use, and you won’t be charged for the funds you don’t end up needing.
No fee
We’ve said goodbye to a monthly account keeping fee, to help keep your costs down.
Interest-only options
We’ll save you money by only charging interest on the funds you actually use.
Bank your way
We’ve made life easier with tailored business features built into our internet and mobile banking.
Access a line of credit
A line of credit is a great tool to help manage cash flow or fund growth. It allows you to access funds when you need them without the need to reapply for credit each time.
And with our line of credit, as long as you’re covering the monthly interest, fees and charges, you can repay as much or as little as you’d like before the balance is due at the end of your loan term.
Interest-only options
We’ll save you money by only charging interest on the funds you actually use.
Free online redraw
We give you the flexibility to access extra repayments through redraw at no charge.
Easy access
We’ll give you access to funds online, at ATMs and through a Visa Debit card.
Get ahead with self-managed super fund loans
Getting a loan with your self-managed super fund (SMSF) can be a great way to diversify your portfolio and take your future into your own hands. With our self-managed super fund loan1 you can use your super to buy or refinance residential, commercial or rural investment properties.
This is a complex set up, so we recommend getting financial planning, accounting and legal advice before getting started with a self-managed super fund loan. But if it does end up being a good option for you, you’ll be able to borrow up to 50% on rural properties, 60% on commercial properties, and 70% on residential properties.
Variable or fixed
We’ll give you the choice of a variable or fixed rate, with options for fixing across 1-5 years.
Competitive rates
We put together the best rates we can to keep more money in your pocket.
Brighter service
We’ll be standing by to support you with straightforward and friendly guidance.
Rest easy with a Bank Guarantee
We know that sometimes you need more flexibility to grow your business. Bank guarantees can be a powerful tool for business owners, allowing them to secure what their business needs without locking down working capital.
We offer Bank Guarantees to help you secure contracts, agreements and deals so you can expand your operations and increase revenue. Plus, you’ll have access to our expert business banking team to support you through the process.
Guaranteed payments
We’ll give you the confidence of guaranteed payments to third parties.
More flexibility
Free up working capital, to keep your business moving.
Trusted & reliable
We’ll back you with the stability of over 68 years of experience.