What you need to succeed
Managing cash flow is a big part of any small business. We’ve designed our Business Visa credit card to make sure a lack of financing won’t hold you back.
With a low rate, multiple cardholders and cash rewards you’ll be able to save money on your business and invest in the growth you’ve been dreaming of.
Business Visa
10.10% p.a.1
low interest rate on residentially secured cards
Banking that’s better
This card is all about giving small businesses the tools to succeed. Whether it’s saving money with low rates, making your dollars work harder, or support on your business journey – our Business Visa credit card has just about everything you need.
Browse features
Business Visa credit card
$5,000 minimum credit limit
Up to 55 days interest free2
No application fee
Additional cards available with individual limits
Earn loyalty points for every $1 you spend3
Annual fee waived when previous spend exceeds $24,0004
Equipped with Visa payWave for contactless payments
| Security type | Interest rate on purchases (p.a.) | Interest rate on cash advances (p.a.) |
|---|---|---|
| Residential | 10.10% | 19.95% |
| Commercial | 10.60% | 19.95% |
| Unsecured | 13.60% | 19.95% |
Card fees5
| Type | Fee |
|---|---|
| Annual fee | $60 |
| Annual spend hurdle to waive annual fee4 | $24,000 |
| Minimum repayments | 3% of the closing balance as shown on the statement or $10.00, whichever is the greater or, if the closing balance is less than $10.00, the closing balance. |
Get the ball rolling
We love helping local businesses do their thing. If you think banking with us might be the right choice, get in touch – online, in a branch or on the phone. Our business banking team is ready and waiting to hear from you!
Ways to pay
Frequently asked questions
Answers to all your burning questions about Hume Bank accounts.
Everything you need to know about making payments and transfers.
Your cheat-sheet to activating, using and replacing Hume Bank cards.
Find the forms and documents you’ve been looking for, all in one place.
Discover all the different ways you can pay online and offline.
How to manage your finances, no matter when or where you are.
Hume Value Visa
11.95% p.a.
Interest rate on purchases
- $500 - $20,000 credit range
- Fixed interest rate
- No annual fee
- Up to 55 days interest free on purchases
- Earn loyalty points
- No application fee
- No fee for additional cardholders
- Safer online shopping with Verified by Visa
Hume Clear Visa
14.95% p.a.
Interest rate on purchases
- $500 - $50,000 credit range
- Fixed interest rate
- No annual fee
- Up to 55 days interest free on purchases
- Earn loyalty points
- No application fee
- No fee for additional cardholders
- Safer online shopping with Verified by Visa
Business Visa
10.10% p.a.
Interest rate on purchases (residentially secured)
- $5,000 minimum credit limit
- Fixed interest rate
- No annual fee
- Up to 55 days interest free on purchases
- Earn loyalty points
- No application fee
- No fee for additional cardholders
- Safer online shopping with Verified by Visa
- Additional cards available with individual limits
Banking built for business
Business banking can be rough – but it doesn’t have to be! Whether you’re a sole trader or a company with more complex needs, we’ve got you covered with great resources and friendly, professional support.
