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Hume Clear Visa

Here’s to the everyday spenders

Banking with us means you’re more than a faceless transaction or a number in our system. You’re a valued member of our community, and we want to make sure you know it.

Enter our most rewarding credit card: the Hume Clear Visa.

With it you’ll get a bit extra out of each dollar you spend, with loyalty points you can redeem for cold hard cash. Just imagine the possibilities!

Hume Clear Visa credit card

Earn cash when you spend

Dig into the details

Want to know more about our everyday products? Our team is always up for a chat – on the phone or in one of our branches.

 Call usFind a branch

Get more bang for your buck

There’s lots to love about our Hume Clear Visa credit card, even beyond the cash rewards. From low fees to interest-free periods, this card is all about rewarding you for all that you do.

Browse features

Hume Clear Visa credit card

$500 - $50,000 credit range
Up to 55 days interest free on purchases1
Earn loyalty points for every $1 you spend2
Balance transfers available
No fee for additional cardholders
Safer online shopping with Verified by Visa

The low-down on rates & fees

 

Interest rates

TypeInterest rate (p.a.)
Purchases14.95%
Cash advances19.95%

 

Card fees3

TypeFee
Annual fee$30
Spend hurdle to waive annual fee4$8,000 per annum

Get the ball rolling

If you’re ready to skip the small talk, we’ve got loads of ways that you can apply for the credit card of your dreams – online, in person, or on the phone!

Reach out online

It’s easy to apply online – and should take just 15 minutes!

Apply online

Drop by a branch

To learn more or apply, simply visit your nearest Hume Bank branch.

Find a branch

Give us a bell

8am to 5:45pm on weekdays and 9:30am to 12pm on Saturdays.

Call us

Ways to pay

Apple Pay

Easy, fast and secure payments with any of your Apple devices.

Google Pay

The fast, simple way to pay on websites, in apps, and at stores.

Samsung Wallet

Forget cards and cash by turning your phone into your wallet.

Hume Bank App

The personal service you love, in the palm of your hand.

Frequently asked questions

Understand your accounts

Answers to all your burning questions about Hume Bank accounts.

Payments & transfers

Everything you need to know about making payments and transfers.

Managing your card

A quick guide on activating, using and replacing your card.

Forms & documents

Find the forms and documents you’ve been looking for, all in one place.

Ways to pay

Discover all the different ways you can pay online and offline.

Online banking

Figure out how to manage your money, no matter when or where you are.

Explore our credit cards

Hume Value Visa

11.95% p.a.

Interest rate on purchases

  • $500 - $20,000 credit range
  • Fixed interest rate
  • No annual fee
  • Up to 55 days interest free on purchases
  • Earn loyalty points
  • No application fee
  • No fee for additional cardholders
  • Safer online shopping with Verified by Visa

Hume Clear Visa

14.95% p.a.

Interest rate on purchases

  • $500 - $50,000 credit range
  • Fixed interest rate
  • No annual fee
  • Up to 55 days interest free on purchases
  • Earn loyalty points
  • No application fee
  • No fee for additional cardholders
  • Safer online shopping with Verified by Visa

Business Visa

10.10% p.a.

Interest rate on purchases (residentially secured)

  • $5,000 minimum credit limit
  • Fixed interest rate
  • No annual fee
  • Up to 55 days interest free on purchases
  • Earn loyalty points
  • No application fee
  • No fee for additional cardholders
  • Safer online shopping with Verified by Visa
  • Additional cards available with individual limits

Simple solutions for everyday banking

There’s no getting around it – banking is part of life. But that doesn’t mean it has to be hard! We’ve put together a collection of resources to help you make the most of your finances, no matter where you are in life.

I am looking to...

manage my money

I am looking to...

get a credit card

I am looking to...

get a personal loan

I am looking to...

protect my future

Things you should know

Rates, fees and charges and other information correct as at 30 May 2024 and may change without notice.

Terms, conditions, fees, charges and lending criteria apply.

Please read the Product Disclosure Statement, Conditions of Use and Fees & Charges and consider whether this product is right for you. Also available in branch or at 1300 004 863.

To view the Target Market Determination for this product, go to Target Market Determinations.

Download a copy of our Personal loan & credit card rates.

1 Interest free days only on purchases for accounts paid in full by the due date. There are no interest free days on cash advances.

2 Loyalty points accrue only on eligible transactions and not on cash advances and BPAY payments, provided the card account is conducted satisfactorily. Terms and conditions apply.

3 A full list of current fees applicable to this credit card can be obtained from here.

4 The annual fee will be waived if the previous year’s annual card spend exceeds this amount. Cash advances, BPAY payments and balance transfers do not count towards this total.

You might also want to consider a Hume Bank personal loan as an option to financing your needs. When choosing either a personal loan or a credit card, consideration needs to be given to the amount of credit you require as well as the features of both types of products, including the interest rates, fees and charges and the purpose for which credit is sought. Government legislation requires us to provide you with a Credit Card Key Facts Sheet when applying for a credit card. This information sheet contains standard product information about Hume Bank credit cards.