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Hume Value Visa

Low rates, low stress

We know credit cards can sometimes be confusing. Skip the stress with our most popular credit card: the Hume Value Visa.

With no fees and a low rate, it’ll give you the freedom to focus on the things that really matter – whether that’s looking after your family or making your dreams come true.

Hume Value Visa credit card

No annual fee

and up to 55 interest free days1

Dig into the details

Want to know more about our everyday products? Our team is always up for a chat – on the phone or in one of our branches.

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Great value, plain & simple

Pay off your balance faster and keep more cash in your pocket with our lowest credit card interest rate. Plus, get a range of valuable benefits to help make the most of your spending.

Browse features

Hume Value Visa credit card

$500 - $20,000 credit range
No annual fee
Up to 55 days interest free on purchases1
No fee for additional cardholders
Balance transfers available
Safer online shopping with Verified by Visa

The low-down on rates & fees

 

Interest rates

Transaction typeInterest rate (p.a.)
Purchases11.95%
Cash advances 19.95%

Get the ball rolling

If you’re ready to skip the small talk, get started with your application now by applying online.

Reach out online

It’s easy to apply online – and should take just 15 minutes!

Apply online

Ways to pay

Apple Pay

Easy, fast and secure payments with any of your Apple devices.

Google Pay

The fast, simple way to pay on websites, in apps, and at stores.

Samsung Wallet

Forget cards and cash by turning your phone into your wallet.

Hume Bank App

The personal service you love, in the palm of your hand.

Frequently asked questions

Understand your accounts

Answers to all your burning questions about Hume Bank accounts.

Payments & transfers

Everything you need to know about making payments and transfers.

Managing your card

A quick guide on activating, using and replacing your card.

Forms & documents

Find the forms and documents you’ve been looking for, all in one place.

Ways to pay

Discover all the different ways you can pay online and offline.

Online banking

Figure out how to manage your money, no matter when or where you are.

Explore our credit cards

Hume Value Visa

11.95% p.a.

Interest rate on purchases

  • $500 - $20,000 credit range
  • Fixed interest rate
  • No annual fee
  • Up to 55 days interest free on purchases
  • Earn loyalty points
  • No application fee
  • No fee for additional cardholders
  • Safer online shopping with Verified by Visa

Hume Clear Visa

14.95% p.a.

Interest rate on purchases

  • $500 - $50,000 credit range
  • Fixed interest rate
  • No annual fee
  • Up to 55 days interest free on purchases
  • Earn loyalty points
  • No application fee
  • No fee for additional cardholders
  • Safer online shopping with Verified by Visa

Business Visa

10.10% p.a.

Interest rate on purchases (residentially secured)

  • $5,000 minimum credit limit
  • Fixed interest rate
  • No annual fee
  • Up to 55 days interest free on purchases
  • Earn loyalty points
  • No application fee
  • No fee for additional cardholders
  • Safer online shopping with Verified by Visa
  • Additional cards available with individual limits

Simple solutions for everyday banking

There’s no getting around it – banking is part of life. But that doesn’t mean it has to be hard! We’ve put together a collection of resources to help you make the most of your finances, no matter where you are in life.

I am looking to...

manage my money

I am looking to...

get a credit card

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get a personal loan

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protect my future

Things you should know

Rates, fees and charges and other information correct as at 30 May 2024 and may change without notice.

Terms, conditions, fees, charges and lending criteria apply.

Please read the Product Disclosure Statement, Conditions of Use and Fees & Charges and consider whether this product is right for you. Also available in branch or at 1300 004 863.

To view the Target Market Determination for this product, go to Target Market Determinations.

Download a copy of our Personal loan & credit card rates.

1 Interest free days only on purchases for accounts paid in full by the due date. There are no interest free days on cash advances.

A full list of current fees applicable to this credit card can be obtained from here.

You might also want to consider a Hume Bank personal loan as an option to financing your needs. When choosing either a personal loan or a credit card, consideration needs to be given to the amount of credit you require as well as the features of both types of products, including the interest rates, fees and charges and the purpose for which credit is sought. Government legislation requires us to provide you with a Credit Card Key Facts Sheet when applying for a credit card. This information sheet contains standard product information about Hume Bank credit cards.