Let’s make life a little easier
We know that banking doesn’t necessarily get easier as you get older. But when it’s time to retire, you can rest easy that we’ve got your back.
Our Retirement account is designed with the specific needs of customers who are a recipient of an Age or Veteran’s Affairs pension or self-funded retiree. Tiered interest rates will keep your money working, while low fees and regular statements keep you in control.
Retirement account
Tiered interest
with higher rates on balances over $50,000
Why pick our Retirement account?
The last thing any of us want to do with our retirement is worry about money. Our Retirement account has the features you need, plus the support of an experienced team to make banking that little bit easier.
No monthly fees
We’ve said goodbye to monthly fees1 to help keep your costs down.
Free electronic transactions
We give you the flexibility of unlimited free EFTPOS and electronic transactions.
Secure payments
Enjoy the convenience of paying directly from your account, with one free Visa Debit card.
Great value, plain & simple
Our Retirement account brings together flexibility and convenience so you can enjoy retirement on your own terms. All with the peace of mind that comes from knowing that your nest egg is safe and secure for years to come.
Browse features
Retirement account
No monthly account keeping fees2
Tiered interest with higher rates on balances over $50,000
Unlimited free EFTPOS and electronic transactions
One free Visa Debit card or cheque book
Fully featured iBank, Hume Bank App, and phone banking
Use your card with Apple Pay, Google Pay, Samsung Wallet, Fitbit Pay and Garmin Pay
| Account balance | Interest rate (p.a.) |
|---|---|
| $1 - $49,999 | 1.35%*** |
| $50,000 - $249,999 | 1.65%*** |
| $250,000+ | 2.55%*** |
Get the ball rolling
Being owned by you means meeting our customers wherever they’re at. And that means having lots of ways for you to open an account with us – in person, or on the phone.
Let’s figure it out
If you’re wanting to make the most of your golden years, take a look through our tools and guides or pop by a branch to have a yarn with someone in our team.
Frequently asked questions
Answers to all your burning questions about Hume Bank accounts.
Everything you need to know about making payments and transfers.
A quick guide on activating, using and replacing your card.
Find the forms and documents you’ve been looking for, all in one place.
Discover all the different ways you can pay online and offline.
Figure out how to manage your money, no matter when or where you are.
iSave account
3.00% p.a.*
interest on balances $1 or more
- No monthly account keeping fees
- No minimum opening balance
- Withdraw your money any time
- No minimum monthly deposit
- Open an account instantly online with iBank
- Fully featured iBank, Hume Bank App, and phone banking
Reward Saver account
5.00% p.a.**
with $10 deposits and no withdrawals in a month
- No monthly account keeping fees
- No minimum opening balance
- Two fee-free branch withdrawals per month
- eStatements available
- Eligible for linked account fee exemptions
- Fully featured iBank, Hume Bank App, and phone banking
Term deposit
4.60% p.a.***
12 months at maturity $1,000 and over
- Competitive interest rate
- Fixed interest payments
- No set up fee
- No monthly fees
- Wide range of terms available
- Government Guaranteed Deposit
Simple solutions for everyday banking
There’s no getting around it – banking is part of life. But that doesn’t mean it has to be hard! We’ve put together a collection of resources to help you make the most of your finances, no matter where you are in life.
