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There’s no place like home

A home that’s right for you

Choosing a home loan is personal. Our step-by-step guides are a great way to identify your goals and explore your options.

Whether you’re buying your first home, refinancing or looking for an investment property, let’s figure out the essentials together.

I am looking to…

No matter where you are on your home buying journey, our guides will walk you through.

Buy my first home
Buy my next home
Buy an investment property
Refinance my loan
Insure my home & contents

Let’s figure out what’s possible

Take the first step on your home loan journey in whatever way works for you.

Send through an online application to kickstart your home loan in just 30 minutes. Or find a time to chat with one of our experienced lenders.

Apply online Book an appointment

What makes our home loans shine

Our award-winning home loans are always evolving to meet and anticipate your needs. Flexible and uncomplicated with the lowest possible rates, home loans with us are refreshingly fuss-free. You won’t find any skeletons in our closet!

liteBlue Variable Rate home loan

5.99% p.a.^

liteBlue variable rate owner occupied <60% LVR

6.00% p.a.^^

comparison rate

  • Variable rate
  • Fixed rate (1-5 years)
  • $199 application fee
  • No ongoing fees
  • Free unlimited online redraw
  • Additional repayments
  • Top up available
  • Split loan available
  • Construction loan available
  • 30 year maximum loan term

myBlue Fixed Rate home loan

5.79% p.a.^

myBlue 1 year fixed rate owner occupied <60% LVR

6.06% p.a.^^

comparison rate

  • Variable rate
  • Fixed rate (1-5 years)
  • No application fee
  • No ongoing fees
  • Free unlimited online redraw
  • Additional repayments
  • Top up available
  • Split loan available
  • Construction loan available
  • 30 year maximum loan term
  • Up to eight 100% interest offset accounts

myBlue Variable Rate home loan

6.09% p.a.^

myBlue variable rate owner occupied <60% LVR

6.09% p.a.^^

comparison rate

  • Variable rate
  • Fixed rate (1-5 years)
  • No application fee
  • No ongoing fees
  • Free unlimited online redraw
  • Additional repayments
  • Top up available
  • Split loan available
  • Construction loan available
  • 30 year maximum loan term
  • Up to eight 100% interest offset accounts

We’re proud to be recognised across the banking industry...

Find out more

Looking after your home loan

It’s easy to manage your Hume Bank home loan – whether you want to keep things ticking over, start getting ahead on your payments, or taking a bit of pressure off.

Everything to know about home loans

Understanding interest rates & changes

Understanding your Hume Bank account

The ongoing costs of home ownership

Get the ball rolling

Every great relationship needs someone to make the first move. There are three ways you can get the ball rolling with us and make an application – we can’t wait to hear from you.

Give us a bell

8am to 5:45pm on weekdays and 9:30am to 12pm on Saturdays.

Call us

Book an appointment

To learn more or apply, simply visit your nearest Hume Bank branch.

Book it in

Reach out online

Apply online and we’ll be in touch.

Apply online

Crunch the numbers

The best decisions are informed decisions. Understand your borrowing power and repayment options by using our handy online tools and calculators.

Borrowing power

How much can I borrow?

Loan repayments

What would my repayments be?

Split loan

What are my loan options?

Stamp duty

How much stamp duty will I pay?

Find your home with us

Choosing a home loan is personal. We’ve put together a collection of resources to help you make the right choice for you.

I am looking to...

buy my first home

I am looking to...

buy my next home

I am looking to...

refinance

I am looking to...

buy an investment property

Help when you need it

Being owned by you means being there for you through thick and thin in whatever ways we can.

If you’re going through a rough patch or think you might be soon, contact us so we can work together to find a solution for you. Someone in our team will confidentially review your situation and see what assistance we may be able to provide.

To take the next step, call us on 1300 004 863 to speak with a customer care consultant or email customercare@humebank.com.au and we’ll be in touch.

Things you should know

Rates, fees and charges and other information correct as at 15 October 2024 and may change without notice.

Terms, conditions, fees, charges and lending criteria apply.

Please read the Product Disclosure Statement and Fees & Charges and consider whether this product is right for you. Also available in branch or at 1300 004 863.

To view the Target Market Determination for this product, go to Target Market Determinations.

Download a copy of our Owner occupier home loan rates and/or our Investor home loan rates.

Access our Home Loan Key Facts Sheet.

^ Interest rate is only available to owner-occupied loans on liteBlue and myBlue principal and interest repayments with less than or equal to 60% Loan to Value Ratio (LVR). Interest rates for investment loan purposes, interest only loans and other applicable LVR tiers will differ.

^^ Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.