Skip to main content

All Purpose account

A classic everyday account, but better

Looking for a straightforward everyday account? Our All Purpose account has no monthly access fees, plus a few extra perks.

All Purpose account

No monthly account keeping fee

Dig into the details

Want to know more about our everyday products? Our team is always up for a chat – on the phone or in one of our branches.

 Call usFind a branch

Everything you need, plus a little extra

With our All Purpose account, you can relax knowing you can do your banking anywhere using our fully featured internet banking app. And with free use of BPAY, staying on top of your bills has never been easier.

Free use of BPAY

Securely pay your bills anytime, anywhere. The choice is yours.

Hume Bank App

Bank anywhere with fully featured internet banking and Hume Bank App.

No withdrawal fees

No withdrawal fees for qualifying customers.

Because who doesn’t love a few little extras

A free Visa Debit card and 20 free withdrawals per month including eftpos. All with no monthly access fees. Plus, if you’re under 22 years old or have a Hume Bank term deposit over $20k or a qualifying Hume Bank home loan, then you’ll enjoy a transaction fee exemption. This means unlimited free withdrawals!

Browse features

All Purpose account

No monthly account keeping fees
Visa Debit card available free of charge1
20 free withdrawals per month including eftpos2
Free use of BPAY
Fully featured iBank, Hume Bank App, and phone banking
Fee exemptions for eligible customers 3

Make your money work

Our online iSave account is designed to make saving simple and convenient.

With it, you’ll be able to access your money online anytime. All while earning a competitive interest rate on the cash you’re saving. Too good!

Learn more

The low-down on our rates & fees

Account balanceInterest rate (p.a.)
$1+0.01%***

Get the ball rolling

Being owned by you means meeting our customers wherever they’re at. And that means having lots of ways for you to open an account with us – online, in person, or on the phone.

Drop by a branch

To learn more or apply, simply visit your nearest Hume Bank branch.

Find a branch

Give us a bell

8am to 5:45pm on weekdays and 9:30am to 12pm on Saturdays.

Call us

Let’s figure it out

We think banks should be more than a place to store your cash. Our tools and guides are practical and straightforward, helping you cut through the banking jargon to find the information you need.

Learn the basics

Budget planner

Get on top of debt

Security & scams

Frequently asked questions

Understand your accounts

Answers to all your burning questions about Hume Bank accounts.

Payments & transfers

Everything you need to know about making payments and transfers.

Managing your card

A quick guide on activating, using and replacing your card.

Forms & documents

Find the forms and documents you’ve been looking for, all in one place.

Ways to pay

Discover all the different ways you can pay online and offline.

Online banking

Figure out how to manage your money, no matter when or where you are.

Explore our savings accounts

iSave account

3.00% p.a.*

interest on balances $1 or more

  • No monthly account keeping fees
  • No minimum opening balance
  • Withdraw your money any time
  • No minimum monthly deposit
  • Open an account instantly online with iBank
  • Fully featured iBank, Hume Bank App, and phone banking

Reward Saver account

5.00% p.a.**

with $10 deposits and no withdrawals in a month

  • No monthly account keeping fees
  • No minimum opening balance
  • Two fee-free branch withdrawals per month
  • eStatements available
  • Eligible for linked account fee exemptions
  • Fully featured iBank, Hume Bank App, and phone banking

Term deposit

4.60% p.a.***

12 months at maturity $1,000 and over

  • Competitive interest rate
  • Fixed interest payments
  • No set up fee
  • No monthly fees
  • Wide range of terms available
  • Government Guaranteed Deposit

Simple solutions for everyday banking

There’s no getting around it – banking is part of life. But that doesn’t mean it has to be hard! We’ve put together a collection of resources to help you make the most of your finances, no matter where you are in life.

I am looking to...

manage my money

I am looking to...

get a credit card

I am looking to...

get a personal loan

I am looking to...

protect my future

Things you should know

Rates, fees and charges and other information correct as at 19 July 2024 and may change without notice.

Terms, conditions, fees, charges and eligibility criteria apply.

Please read the Product Disclosure Statement and Fees & Charges and consider whether this product is right for you. Also available in branch or at 1300 004 863.

To view the Target Market Determination for this product go to Target Market Determinations.

Download a copy of our Personal account rates. Find out how to reduce your fees and charges.

Unapproved debit balances incur interest at 15.90% p.a. calculated daily on full closing balance and debited on the last calendar day of each month.

* Interest is calculated daily and paid monthly.

** Interest is calculated daily and paid monthly. Bonus interest is calculated daily and paid monthly provided that $10 or more was deposited and no withdrawals were made in the month. Deposits must be made by 5pm on the last day of the month to earn bonus interest.

*** Interest is calculated daily and paid on maturity.

You must be over the age of 18 to open an account online. If you are under the age of 18 please call our Contact Centre on 1300 004 863 for assistance in opening this account.

1 Visa Debit card available free of charge to customers aged 12 and over. Transaction fees may still apply. Chequebook available to customers aged 18 and over.

2 Only one exemption is available per customer. The account will be fee-exempt, except for non-standard fees and charges. When you cease to qualify for fee exemption, the account will revert to the standard fee structure above. For details, please refer to the fees and charges document available here.

3 The following are classified as transactions for the purposes of calculating the fee-free quota: cash withdrawals at a branch, Financial Institution or Member cheques, eftpos transactions and electronic external transfers at counter. eftpos, telephone, internet and regular payments debited from your account using your Visa debit card will all qualify as eftpos transactions for the purpose of calculating the quota. The quota applies to transactions in posted order; for example, for an All Purpose Account, the first twenty chargeable transactions occurring during any given month.