Being local means a great deal for home loan customers as a rate cut likely looms

With an RBA rate cut predicted this month, we’re reinforcing our commitment to providing home loan customers with better value, award-winning rates, and community-driven banking.

Under our new campaign, “Where Being Local Means a Great Deal,” we’re challenging the notion that only big banks offer the best rates and service.

“For too long, big banks have dominated the conversation on home loans, but the latest research shows that customer-owned banks like Hume Bank consistently deliver better value. We’re already ahead of the curve with competitive rates, and we’re reinvesting back into our customers and community, rather than shareholders.” – Stephen Capello, Hume Bank CEO. 

According to the latest COBA Impact Report, customer-owned banks provide home loan rates that are, on average, 0.4 percentage points lower than the major banks. Meanwhile, in our recent Financial Wellbeing Research study we discovered that customers feel more financially secure than the broader market, thanks to our commitment to financial wellbeing and fair pricing. 

Hume Bank is also addressing the growing demand for modern banking solutions, ensuring that customers have access to both competitive home loans and digital banking enhancements.

“Our focus is simple – offering a great deal to customers, both in terms of rates and service,” Capello added. “We encourage homeowners to take this opportunity to review their loan and see how much they could save. And for first home buyers to consider coming in to chat with us about how these great rates could help them get into the market.”

Ready to get a great deal? Request a home loan health check today.